Just say NO ! The Richest way.

  When we talk about money the second word come out is Saving.There are lot of tips to saving. Here I am sharing one way that work for me.

   When I read a article about Elon musk's 1 dollar per day challenge.I tried that challenge . Then I realized how hard is it to cutting expenses in you day budget.

But when you learn how to cut the expenses you will get good pay off.

  

   Need and Want

   Like warrent buffet says "If you buy things you do not need, soon you will have to sell things you need." You need to understand yourself first.

What you need ? Spend on need not in want.

  

  Day Budget

     Month budget and Year budget are like new year resolution. always there are is a tomorrow. TODAY IS TODAY. Put your usual budget month once or year one break it up in to a day and stick to it.

When you passed the limit on the day. provision the deficit in 10 or 20 days.

Like you over spend $10. Provision it in to 10 days $1 a day and the start next 10 days budget deduct the $1 as 1st expense.

If provision beat budget you loose the GAME.

   JUST SAY NO

   All unwanted expenses came because of heart says yes when Brian says no.

When you things deeply you buy something that it's feel good when you purchase it but loose interest in few days.

  If your brain says NO.  Just say NO.